Genome business

Discover the benefits of online financial services

Genome business

No more old-fashioned banking

Genome is an electronic money institution that is licensed and supervised by the Bank of Lithuania. We provide all the business account features online: dedicated IBAN, transfers, currency exchange, merchant account, business Visa card. Every day financial services, only faster, more secure and with extended features.

Business account online? Easy

Get a business EUR IBAN account for your company fast online and forget the inconveniences and bureaucracy of the traditional banks.

Open account

Genome business

Genome business account features

Multiple accounts' opening

Open an account for your business with an onboarding procedure that takes place entirely online. Once your wallet is ready, start additional accounts in minutes in EUR, USD, and GBP.

Favorable currency exchange rates

Exchange money instantly with a beneficial 1% flat fee over the interbank rate. Our prices for services remain transparent and affordable.

Business transfers & payment templates

Send money with SEPA internationally, make instant internal transfers to other Genome users. Create payment templates and repeat transfers in one click.

Shared account access

Invite and share company business account access with employees and partners. Assign roles with various access levels for control. Restrict access in one click.

Account statements and analytics

Generate account statements in CSV and PDF, access transaction reports and in-depth analytics to always be in control of your business account.

Real-time notifications

Oversee company’s money in one place, in different currencies with real-time notifications and Genome’s built-in transaction security tools.

Genome business

How to apply for a business account

Open account

Press the Verification button on the Dashboard.

Fill in the required information about your business and describe the ownership structure to finish the application.

Genome fill information about your business

Genome perfected the art of transfers

You name it, we provide it: SEPA, cross-border, inside the Genome system etc. With Genome, you can find the option for your transfers with beneficial fees and highest security coverage.

Money Transfers

Need a multi-currency solution for your business?

Your Genome business account is also a multi-currency one! After opening your first business account in euro, you can add up to five accounts in each of the currencies: EUR, GBP, and USD. Add these right away from the dashboard in Genome, you will not need to apply for these or verify something again!

Multi-currency Accounts

Pay safer and faster using Genome with Apple Pay

Keep your business transactions in check with your Visa debit card using Apple Pay. Perfect for business trips and expenses. It's the easy, secure, and private way to pay.

Learn more

Genome business

Start a merchant account with Genome

Accept and process multiple currencies through Genome’s merchant account. The money received will be converted into USD, EUR, or GBP — depending on which kind of settlement account you choose.

Open account

Dedicated account manager

Every Genome merchant gets a personal dedicated account manager and dev specialist to assist on every step of the way: from API integration (H2H and HPP) to account management.

Payment and processing options

Customers can pay with traditional payment methods like Mastercard and Visa cards. Or you can offer them alternative payment methods: Sofort, Giropay, Przelewy24, MyBank, and a plethora of others.

Fraud-protection

Genome uses Covery anti-fraud platform for risk management and merchant protection from fraudulent chargebacks. We are compliant with PSD2 and PCI DSS for an extra layer of security.

Easy analytics

Genome provides multiple merchant reports. Using these, you can track and analyze the situation with transactions, chargeback, approve ratio, chargeback ratio, and more!

Genome business

You can integrate Genome with the following platforms

Genome business

Stay in control with Genome App

Perform your day-to-day financial activities easily, fast, and on the go. Follow your money flows, get transaction notifications, extract statements, manage your Visa card and all the financial things wherever you are.

Download Genome app

Pick the platform of your smartphone and scan the QR code to start using Genome on the go.

Download Genome app

Pick the platform of your smartphone and scan the QR code to start using Genome on the go.

Open Genome app

Want to use a web version? Click "Open Account" to start using Genome on your laptop or desktop.

Open account

Earn money with Genome Referral Program

Use our referral program for business wallets: recommend Genome to other companies or your partners and send your custom link. Once they use it to open a Euro IBAN, you will be getting commission bonuses for their outgoing and incoming transfers, and currency exchange.

Referral Program