General
High risk includes industries: Subscription services, Automotive Dealers, Lead generation, Marketing, Software and SaaS, Consulting, Consumer credit vendors (non-bank loans), mutual fund borrowing platforms (crowdfunding) (regulated and licensed in EU), Betting / Gambling, Traditional dating services and Other activities.
Please note that companies registered in Liechtenstein, Gibraltar, and South Africa fall under high-risk pricing plans.
Low or high business risk level will be assigned by Genome team upon completion of the due diligence procedures applicable to our clients.
List of supported and prohibited countries
Please check the lists of permitted countries for legal and natural users, prohibited countries for clients, beneficiaries, payment destinations, and other relationships, and prohibited activities on this page.
Account fees
Initial EUR IBAN account opening
500 EUR
Monthly account fee
100 EUR / month or 1000 EUR / year
Additional (EUR or multicurrency) account opening
1000 EUR for USD account
500 EUR for each additional account in other currencies except EUR
0 EUR for additional EUR account
Monthly multicurrency account fee
100 EUR
Monthly administration fee (is charged monthly in % of monthly average balance¹ based on annual rate)
0,5%
Account confirmation letter
5 EUR
Account balance confirmation for audit purposes
20 EUR
Dormant account fee (applies monthly after 6 months of inactivity until the balance reaches 0)
200 EUR
Funds safekeeping fee (in case of impossibility to redeem / transfer funds as described in Clause 20.7 of Genome T&Cs; applies starting from 8th day of notification)
0.005 % (but not less than 1 EUR) of the daily balance stored (If your remaining balance is 10 EUR or below, we may apply a one-time fee up to the amount of your remaining balance).
Code generator (Token)
50 EUR
Transfer fees & Currency exchange
Incoming / Outgoing transfer inside Genome
Free
SEPA Incoming transfer D+1 (SCT)
5 EUR
SEPA Outgoing transfer D+1 (SCT)
10 EUR + 0.2% of the transaction amount
SWIFT Incoming transfer D+1 (+3)
30 EUR (Unavailable from April 12, 2023)
SWIFT Outgoing transfer D+1 (+3)
30 EUR + 0.2% of the transaction amount (Unavailable from April 12, 2023)
Faster Payment (Incoming transfer up to 250 000 GBP)
30 EUR (Unavailable from April 12, 2023)
Faster Payment (Outgoing transfer up to 250 000 GBP)
10 EUR + 0.2% of the transaction amount (Unavailable from April 12, 2023)
Top-up by non-Genome card (same cardholder only)
5%
*Pay-out to card
30 EUR + 0.2% of the transaction amount
Cancelation of outgoing SEPA transfer
50 EUR
Refund (investigation request)
99 EUR
Dispute or search of outgoing wire transferred funds
150 EUR
Currency exchange
1%
Card fees
Virtual card activation fee for the first 100 cards
1 EUR/card
Virtual card activation fee starting from the 101st card
5 EUR/card
Card issuing fee
10 EUR
Card delivery fee
8 EUR
Card activation
Free
Monthly fee for the card
Free
Second card fee (with delivery)
10 EUR
Card order cancellation
Free
Lost card or replacement (order a new one)
10 EUR
Sales transaction fee (International)
Free
Sales transaction fee (Intra EEA)
Free
Sales transaction fee (Lithuania)
Free
FX on VISA Direct transactions in other currencies
5%
FX on transactions in other currencies
2%
ATM withdrawal fee (International)
1.5 EUR + 2%
ATM withdrawal fee (Intra EEA)
2 EUR
ATM withdrawal fee (Lithuania)
2 EUR
Balance inquiry via ATM
0.5 EUR
OCT (International)
Free
OCT (Intra EEA)
Free
OCT (Lithuania)
Free
*Temporary unavailable.
**The SHA (shared fees) is applied. You pay the outgoing transfer fee, the beneficiary pays the charges of other intermediaries.
¹ Monthly average balance on Your Genome Wallet shall be calculated taking the remaining Balance of Your Genome Wallet at the end of the day (23:59, Vilnius time) and dividing the sum from the number of calendar days in a relevant month.
