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Financial ecosystem

Genome business pricing

General
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General

High risk includes industries: Financial Services, Subscription services, Automotive Dealers, Lead generation, Marketing, Software and SaaS, Consulting, Consumer credit vendors (non-bank loans), mutual fund borrowing platforms (crowdfunding) (regulated and licensed in EU), Betting / Gambling, Traditional dating services and Other activities.

Please note that companies registered in Liechtenstein, Curacao, and Isle of Man fall under high-risk pricing plans.

Low or high business risk level will be assigned by Genome team upon completion of the due diligence procedures applicable to our clients.

List of supported and prohibited countries

Please check the lists of permitted countries for legal and natural users, prohibited countries for clients, beneficiaries, payment destinations, and other relationships, and prohibited activities on this page.

Account fees

Initial EUR IBAN account opening*

500 EUR

Monthly account fee

100 EUR / month or 1000 EUR / year

Additional (EUR or multicurrency) account opening

1000 EUR for USD account

500 EUR for each additional account in other currencies except EUR

0 EUR for additional EUR account

Monthly multicurrency account fee

100 EUR

Monthly administration fee (is charged monthly in % of monthly average balance¹ based on annual rate)

0,5%

Account confirmation letter

5 EUR

Account balance confirmation for audit purposes

20 EUR

Dormant account fee (applies monthly after 6 months of inactivity until the balance reaches 0)

200 EUR

Funds safekeeping fee (in case of impossibility to redeem / transfer funds as described in Clause 20.7 of Genome T&Cs; applies starting from 8th day of notification)

0.005 % (but not less than 1 EUR) of the daily balance stored (If your remaining balance is 10 EUR or below, we may apply a one-time fee up to the amount of your remaining balance).

Code generator (Token)

50 EUR

*The price for Curacao-based companies is 1000 EUR for the account opening.

SEPA, internal, and card transfer fees

Incoming / Outgoing transfer inside Genome*

Free

SEPA Incoming transfer*

5 EUR

SEPA Outgoing transfer

10 EUR + 0.2% of the transaction amount

Top-up by non-Genome card (same cardholder only)

5%

Cancelation of outgoing SEPA transfer

50 EUR

Refund (investigation request)

99 EUR

Dispute or search of outgoing wire transferred funds

150 EUR

*The price for Curacao-based companies is 5 EUR for both incoming and outgoing internal transfers.


*The price for Curacao-based companies is 5 EUR + 0.2% of the SEPA incoming transfer amount.

International transfer fees & currency exchange

SWIFT Incoming transfer

30 EUR

SWIFT Outgoing transfer²

30 EUR + 0.20%

Faster Payments Incoming transfer

10 EUR

Faster Payments Outgoing transfer³

10 EUR + 0.20%

CHAPS Incoming transfer

30 EUR

CHAPS Outgoing transfer³

30 EUR + 0.20%

TARGET2 (T2) Incoming transfer

30 EUR

TARGET2 (T2) Outgoing transfer

30 EUR + 0.20%

BACS Incoming transfer

30 EUR

Payment Cancelation/Recall⁴

50 EUR

Payment queries (Amendment)

50 EUR

Payment Investigation⁵

150 EUR

Currency exchange

1%

Payment execution time for SEPA and international transfers

SEPA Outgoing transfer

Up to 1 business day

Faster Payments Outgoing transfer

Up to 2 hours

TARGET2 (T2) Outgoing transfer

Up to 1 business day

CHAPS Outgoing transfer

Up to 1 business day

SWIFT Outgoing transfer

1 - 4 business days

There may be a delay in execution time periods provided above when additional checks or verifications are made on the side of banks or payment service providers participating in the transaction order execution.

Card fees

Virtual card activation fee for the first 100 cards

1 EUR/card

Virtual card activation fee starting from the 101st card

5 EUR/card

Card issuing fee

10 EUR

Card delivery fee

8 EUR

Card activation

Free

Monthly fee for the card

Free

Second card fee (with delivery)

10 EUR

Card order cancellation

Free

Lost card or replacement (order a new one)

10 EUR

Sales transaction fee (International)

Free

Sales transaction fee (Intra EEA)

Free

Sales transaction fee (Lithuania)

Free

FX on VISA Direct transactions in other currencies

5%

FX on transactions in other currencies

2%

ATM withdrawal fee (International)

1.5 EUR + 2%

ATM withdrawal fee (Intra EEA)

2 EUR

ATM withdrawal fee (Lithuania)

2 EUR

Balance inquiry via ATM

0.5 EUR

OCT (International)

Free

OCT (Intra EEA)

Free

OCT (Lithuania)

Free

¹ Monthly average balance on Your Genome Wallet shall be calculated taking the remaining Balance of Your Genome Wallet at the end of the day (23:59, Vilnius time) and dividing the sum from the number of calendar days in a relevant month.

² THE SHA payment instruction is applied to outgoing SWIFT transfers. You will pay for the transfer order while the beneficiary will handle the charges applied by their bank and any other intermediaries.

³ For payments in British Pounds within the United Kingdom, in case any faster and/or cheaper payment option is available, we will route the payment and adjust the fee accordingly.

⁴ If the payment has not yet been processed, we will issue a cancellation request; otherwise, we will initiate a payment recall.

⁵ In addition to any extra charges that may incur during the investigation.

Get more details about merchant pricing

Get more details about merchant pricing

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