General
High risk includes industries: Subscription services, Automotive Dealers, Lead generation, Marketing, Consulting, Consumer credit vendors (non-bank loans), mutual fund borrowing platforms (crowdfunding) (regulated and licensed in EU), Betting / Gambling, Traditional dating services and Other activities.
Low or high business risk level will be assigned by Genome team upon completion of the due diligence procedures applicable to our clients.
List of supported and prohibited countries
Please check the lists of permitted countries for legal and natural users, prohibited countries for clients, beneficiaries, payment destinations, and other relationships, and prohibited activities on this page.
Account service
Merchant account application processing
Free
Unlimited merchant accounts, each corporation
100 EUR / month or 1000 EUR / year
MasterCard Registration Program fee*
500 EUR / year
Charges, each transaction
Transaction fee (per attempt)
0.25 EUR
Sales MDR
Intra-EEA Visa, Mastercard
3.5% - 5.5% (specified for each corporation individually)
Inter-EEA Mastercard or Visa
3.5% - 5.5% (specified for each corporation individually)
MDR for Alternative Payment Methods
Paysafecard
11.75% + 0.2 EUR
Paysafecash
3.5% + 0.15 EUR
Skrill
5% + 0.4 EUR
Bancontact
2% + 0.45 EUR
*SOFORTbanking
2.5% + 0.3 EUR
EPS
2.25% + 0.3 EUR
giropay
2.5% + 0.3 EUR
MyBank
1.75% + 0.45 EUR
Przelewy24
3.25% + 0.2 EUR
PayU
3.25% + 0.15 EUR
Multibanco
3.25% + 1 EUR
Trustpay
3.8% + 0.55 EUR
Alipay (EUR)
3.25% + 0.35 EUR
WeChat Pay (EUR)
2.5% + 0.35 EUR
UnionPay
4% + 0.1 EUR
eNETS
4.5% + 0.1 EUR
Boleto Bancario
6.5% + 0.2 EUR
Pay by Bank app
1.60 %+0.24 GBP
Postfinance (YellowPay)
1.00 %+0.30 EUR
Other fees
Chargeback fee
30 EUR
Refund fee
1 EUR
Potential Chargeback alert fee
25 EUR
Chargeback representment fee (optional)
30 EUR
Successful OCT fee
3 EUR
Holds per transaction
Rolling reserve/Security deposit
10% for 6 months
Settlement periods (batch periods)
7 days + (7, 14, 21 days or a month)
Payout hold
14 days
Charges per transfer
Payout to Genome account
Free
Fines and penalties
CB overlimit per overlimit chargeback
100 EUR
*MasterCard Registration Program fee is applicable to the following Merchant Category Codes (MCC) in retail financial services according to ISO 18245: 5967, 7995, 7994, 5968, 6051, 6211
Additional information
*SOFORT (directpay) is a non-guaranteed payment scheme (transactions is not carried out by the consumer's bank) what means the payer or bank can reject a payment even after receiving successful status of transaction. However, You shall be charged for Transactions and amount of such Transactions shall not be paid out to You.
