General
Low risk includes industries: Medical services, Commercial Equipment, Landscape engineering, Marketing, Software and SaaS, Insurance, Airlines and air carriers, Health and wellness coaching, Tourist attractions and Other activities.
Low or high business risk level will be assigned by Genome team upon completion of the due diligence procedures applicable to our clients.
List of supported and prohibited countries
Please check the lists of permitted countries for legal and natural users, prohibited countries for clients, beneficiaries, payment destinations, and other relationships, and prohibited activities on this page.
Account fees
Initial EUR IBAN account opening
100 EUR
Monthly account fee
10 EUR / month or 100 EUR / year
Additional (EUR or multicurrency) account opening
Free
Monthly multicurrency account fee
Free
Monthly administration fee (is charged monthly in % of monthly average balance¹ based on annual rate)
0%
Account confirmation letter
5 EUR
Account balance confirmation for audit purposes
20 EUR
Dormant account fee (applies monthly after 6 months of inactivity until the balance reaches 0)
100 EUR
Funds safekeeping fee (in case of impossibility to redeem / transfer funds as described in Clause 20.7 of Genome T&Cs; applies starting from 8th day of notification)
0.005 % (but not less than 1 EUR) of the daily balance stored (If your remaining balance is 10 EUR or below, we may apply a one-time fee up to the amount of your remaining balance).
Code generator (Token)
50 EUR
Transfer fees & Currency exchange
Incoming / Outgoing transfer inside Genome
Free
SEPA Incoming transfer D+1 (SCT)
1 EUR
SEPA Outgoing transfer D+1 (SCT)
1 EUR
SWIFT Incoming transfer D+1 (+3)
10 EUR (Unavailable from April 12, 2023)
SWIFT Outgoing transfer D+1 (+3)
20 EUR (Unavailable from April 12, 2023)
Faster Payment (Incoming transfer up to 250 000 GBP)
10 EUR (Unavailable from April 12, 2023)
Faster Payment (Outgoing transfer up to 250 000 GBP)
1 EUR (Unavailable from April 12, 2023)
Top-up by non-Genome card (same cardholder only)
5%
*Pay-out to card
5 EUR
Cancelation of outgoing SEPA transfer
30 EUR
Refund (investigation request)
99 EUR
Dispute or search of outgoing wire transferred funds
150 EUR
Currency exchange
1%
Card fees
Virtual card activation fee for the first 100 cards
1 EUR/card
Virtual card activation fee starting from the 101st card
5 EUR/card
Card issuing fee
10 EUR
Card delivery fee
8 EUR
Card activation
Free
Monthly fee for the card
Free
Second card fee (with delivery)
10 EUR
Card order cancellation
Free
Lost card or replacement (order a new one)
10 EUR
Sales transaction fee (International)
Free
Sales transaction fee (Intra EEA)
Free
Sales transaction fee (Lithuania)
Free
FX on VISA Direct transactions in other currencies
5%
FX on transactions in other currencies
2%
ATM withdrawal fee (International)
1.5 EUR + 2%
ATM withdrawal fee (Intra EEA)
2 EUR
ATM withdrawal fee (Lithuania)
2 EUR
Balance inquiry via ATM
0.5 EUR
OCT (International)
Free
OCT (Intra EEA)
Free
OCT (Lithuania)
Free
*Temporary unavailable.
**The SHA (shared fees) is applied. You pay the outgoing transfer fee, the beneficiary pays the charges of other intermediaries.
¹ Monthly average balance on Your Genome Wallet shall be calculated taking the remaining Balance of Your Genome Wallet at the end of the day (23:59, Vilnius time) and dividing the sum from the number of calendar days in a relevant month.
