Genome personal
Elevate your personal digital wallet
Looking for an easy way to get salaries, make and receive transfers, or just use personal funds for easy offline and online payments? Try Genome’s personal account. No more wasting time filling in multiple documents and getting higher rates based on factors you can’t control. Genome is licenced and protected by the Central Bank of Lithuania.
Genome personal
What can you do with your Genome personal wallet account?
Send and receive transfers
Send and receive money with SWIFT and SEPA international transfers. Transfer funds to other Genome users instantly, using internal transfers. Save templates and schedule utilities, subscription payments in advance.
Order Genome Debit Card
Next best thing for personal payments can be delivered to your door in plastic finish or available for instant access virtually. You can add secondary currencies to your Debit VISA card and manage it from Genome web version or via the app.
Exchange currencies easily
Our currency exchange services are transparent — you will not find any markups or hidden surcharges. Exchange money instantly with a beneficial 1% flat fee over the interbank rate.
Open multi currency accounts
With Genome you can create and operate up to 5 accounts in each available currency — EUR, GBP and USD. Added accounts are available for use instantly, with no additional onboarding and free of charge.
Keep your money safe
While all funds are protected by the National Bank of Lithuania, Genome also offers 2FA upon login and operations as a part of SCA regulation. Stay in full control with real-time notifications about every operation in Genome.
Get referral bonuses
Recommend Genome to your friends and family using a referral link. Once they use the link to open a personal account, you will be getting monthly commission fees when they use transfer and currency exchange services.
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Genome personal
No personal account is complete without a card
Contactless payments
Use your phone to pay contactless — wherever the cards are accepted. Set up Apple Pay or Google Pay to pay on the go. Buy things online and offline effortlessly.
Easy cash withdraw worldwide
With our Genome Debit Card you can withdraw cash without any problems — we have ATM bank partners worldwide.
Use it domestically and when you travel
Going on a vacation or a business trip anywhere in the world? No worries, no need to tell us — use your debit card there, we will not block it.
Genome personal
Don’t need plastic? Elevate your spending with a virtual card
Trouble-free currency exchange
No hidden fees — pay as much as we officially state. A flat 1% on top of the interbank foreign exchange rate for all you buy internationally.
Quick money transfers
Send money from your digital wallet to family and friends in a matter of seconds with Genome instant transfers. All the information about your financial operations will stay in the app.
Be aware of your spendings
Receive real — time notifications with every spending and generate transaction reports and monitor your daily, monthly and yearly financial activities.
Genome personal
New better way of paying and getting paid as a business
We also provide companies with multi-currency business accounts for storing corporate funds, paying bills, and making transfers. And when it’s time to expand — you can open a merchant account online and get paid for your products and services in over 20 currencies, with cards and alternative payment methods!
Genome personal
How to open a personal account in Genome
Step 1
Step 2
Step 3
Sign up to Genome using your email or phone number.
Pick a personal wallet and fill in details about yourself.
Finish the onboarding by verifying your identity and documents.
What is a personal account?
This is a type of an account a person uses to store and manage their funds, exchange money, make transfers, and receive salaries, etc. People can start a personal account at a traditional bank, or do this completely online with Genome.
How do I set up a personal account?
Banks and payment service providers have different rules as to what a person needs to do for the account opening. Some make you visit branches and spend lots of time there. With Genome it is different, as the onboarding for the personal account takes place online. You will need a phone, an identification document, and internet access to complete the application. Just enter some of your personal details and verify your identity using your phone and an ID card.
Can you have 2 personal accounts?
With Genome it is possible, and won’t take you any effort! You can have many accounts with different currencies. Once you open your first personal account (it will be in euro), go to your dashboard. From there, you can add up to 5 more accounts in each of the respective currencies: EUR, GBP, and USD. The best part — you will not need to pass the verification process again.