Genome

Financial ecosystem

Genome merchant pricing

General
Icon chevron

General

High risk includes industries: Subscription services, Automotive Dealers, Lead generation, Direct marketing, Telemarketing, Consumer credit vendors (non-bank loans), mutual fund borrowing platforms (crowdfunding) (regulated and licensed in EU), Betting / Gambling, Traditional dating services and Other activities. Low or high business risk level will be assigned by Genome team upon completion of the due diligence procedures applicable to our clients.

Account service

Merchant account application processing

Free

Unlimited merchant accounts, each corporation

100 EUR / month or 1000 EUR / year

MasterCard Registration Program fee*

500 EUR / year

Charges, each transaction

Transaction fee (per attempt)

0.25 EUR

Sales MDR

Intra-EEA Visa, Mastercard

3.5% - 5.5% (specified for each corporation individually)

Inter-EEA Mastercard or Visa

3.5% - 5.5% (specified for each corporation individually)

MDR for Alternative Payment Methods

Paysafecard

11.75% + 0.2 EUR

Paysafecash

3.5% + 0.15 EUR

Skrill

5% + 0.4 EUR

Rapid Transfer

2% + 0.19 EUR

Neteller

3% + 0.19 EUR

Ideal

1% + 0.48 EUR

Bancontact

2% + 0.45 EUR

*SOFORTbanking

2.5% + 0.3 EUR

EPS

2.25% + 0.3 EUR

giropay

2.5% + 0.3 EUR

Entercash

2.75% + 0.2 EUR

Entercash (Finland)

2.5% + 1.1 EUR

Entercash (Sweden)

1.6% + 1.2 EUR

MyBank

1.75% + 0.45 EUR

Przelewy24

3.25% + 0.2 EUR

PayU

3.25% + 0.15 EUR

Multibanco

3.25% + 1 EUR

Verkkopankki - Finnish Online Banking

3% + 0.95 EUR

Trustpay

3.8% + 0.55 EUR

Poli (Australia)

2.5% + 0.45 EUR

Poli (New Zealand)

2.5% + 0.6 EUR

Qiwi

6% + 0.35 EUR

Alipay (EUR)

3.25% + 0.35 EUR

WeChat Pay (EUR)

2.5% + 0.35 EUR

UnionPay

4% + 0.1 EUR

eNETS

4.5% + 0.1 EUR

Boleto Bancario

6.5% + 0.2 EUR

Astropay Card

7.5% + 0.2 EUR

Safetypay (EUR)

4.5% (min 1 EUR)

Other fees

Chargeback fee

30 EUR

Refund fee

1 EUR

Potential Chargeback alert fee

25 EUR

Chargeback representment fee (optional)

30 EUR

Successful OCT fee

3 EUR

Holds per transaction

Rolling reserve/Security deposit

10% for 6 months

Settlement periods (batch periods)

7 days + (7, 14, 21 days or a month)

Payout hold

14 days

Charges per transfer

Payout to Genome account

Free

Fines and penalties

CB overlimit per overlimit chargeback

100 EUR

*MasterCard Registration Program fee is applicable to the following Merchant Category Codes (MCC) in retail financial services according to ISO 18245: 5967, 7995, 7994, 5968, 6051, 6211

Additional information

*SOFORT (directpay) is a non-guaranteed payment scheme (transactions is not carried out by the consumer's bank) what means the payer or bank can reject a payment even after receiving successful status of transaction. However, You shall be charged for Transactions and amount of such Transactions shall not be paid out to You.

Get more details about business pricing

Get more details about business pricing