Legal Information & Notices
Legal regulations
Please carefully read through the lists of permitted countries for legal and natural users, prohibited countries for clients, beneficiaries, payment destinations, and other relationships, and prohibited activities. Please make sure you abide by the requirements provided in said lists
List of permitted countries for the legal and natural clients
*Excluding prohibited regions: Crimea and Sevastopol, occupied region of Luhansk Oblast, occupied region of Donetsk Oblast, Kherson Oblast, and Zaporizhzhia.
Country name | Permitted clients | ||
|---|---|---|---|
Legal | Natural | ||
 | Australia |  | |
 | Christmas Island | | |
 | Cocos (Keeling) Islands | | |
 | Norfolk Island | | |
 | Andorra |  | |
 | Aruba | | |
 | Austria | | |
 | Bahrain | | |
 | Belgium | | |
 | Bulgaria | | |
 | Canada | | |
 | China | | |
 | Costa Rica | | |
 | Croatia | | |
 | Curaçao | | |
 | Cyprus | | |
 | Czech Republic | | |
 | Denmark | | |
 | Dominican Republic | | |
 | Estonia | | |
 | Finland | | |
 | Åland Islands | | |
 | France | | |
 | French Guiana | | |
 | Guadeloupe | | |
 | Martinique | | |
 | Mayotte | | |
 | Réunion | | |
 | Saint Barthélemy | | |
 | Saint Martin (French part) | | |
 | Germany | | |
 | Greece | | |
 | Grenada | | |
 | Honduras | | |
 | Hong Kong | | |
 | Hungary | | |
 | Iceland | | |
 | Ireland | | |
 | Isle of Man | | |
 | Israel | | |
 | Italy | | |
 | Japan | | |
 | Latvia | | |
 | Liechtenstein | | |
 | Lithuania | | |
 | Luxembourg | | |
 | Malawi | | |
 | Malaysia | | |
 | Malta | | |
 | Mexico | | |
 | Netherlands | | |
 | New Zealand | | |
 | Tokelau | | |
 | North Macedonia | | |
 | Norway | | |
 | Peru | | |
 | Poland | | |
 | Portugal | | |
 | Romania | | |
 | San Marino | | |
 | Serbia | | |
 | Singapore | | |
 | Slovakia | | |
 | Slovenia | | |
 | South Korea | | |
 | Spain | | |
 | Sweden | | |
 | Switzerland | | |
 | Taiwan | | |
 | Thailand | | |
 | Ukraine* | | |
 | Uruguay | | |
 | United Kingdom | | |
List of prohibited countries for clients, beneficiaries, payment destinations and other relationships
Country name | ISO Alpha-3 | |
|---|---|---|
 | Afghanistan | (AFG) |
 | Bangladesh | (BGD) |
 | Belarus | (BLR) |
 | Benin | (BEN) |
 | Central African Republic | (CAF) |
 | Chad | (TCD) |
 | Cuba | (CUB) |
 | Democratic Republic of the Congo | (COD) |
Crimea and Sevastopol | ||
 | Equatorial Guinea | (GNQ) |
 | Eritrea | (ERI) |
 | Ghana | (GHA) |
 | Guam | (GUM) |
 | Guinea | (GIN) |
 | Guinea-Bissau | (GNB) |
 | Guyana | (GUY) |
 | Iran | (IRN) |
 | Iraq | (IRQ) |
Kherson Oblast and Zaporizhzhia | ||
 | North Korea | (PRK) |
 | Laos | (LAO) |
 | Lebanon | (LBN) |
 | Liberia | (LBR) |
 | Libya | (LBY) |
 | Mali | (MLI) |
 | Mongolia | (MNG) |
 | Mozambique | (MOZ) |
 | Myanmar | (MMR) |
 | Nigeria | (NGA) |
Occupied region of Donetsk Oblast | ||
Occupied region of Luhansk Oblast | ||
 | Pakistan | (PAK) |
 | Russia | (RUS) |
 | Samoa | (WSM) |
 | Sierra Leone | (SLE) |
 | Somalia | (SOM) |
 | South Africa | (ZAF) |
 | South Sudan | (SSD) |
 | Sudan | (SDN) |
 | Syria | (SYR) |
 | Uzbekistan | (UZB) |
 | Yemen | (YEM) |
 | Zimbabwe | (ZWE) |
List of supported countries for card delivery
Country name | ISO Alpha-3 | |
|---|---|---|
| Austria | (AUT) |
| Belgium | (BEL) |
| Bulgaria | (BGR) |
| Croatia | (HRV) |
| Cyprus | (CYP) |
| Czech Republic | (CZE) |
| Denmark | (DNK) |
| Estonia | (EST) |
| Finland | (FIN) |
| France | (FRA) |
| Germany | (DEU) |
| Greece | (GRC) |
| Hungary | (HUN) |
| Iceland | (ISL) |
| Ireland | (IRL) |
| Italy | (ITA) |
| Latvia | (LVA) |
| Liechtenstein | (LIE) |
| Lithuania | (LTU) |
| Luxembourg | (LUX) |
| Malta | (MLT) |
| Netherlands | (NLD) |
| Norway | (NOR) |
| Poland | (POL) |
| Portugal | (PRT) |
| Romania | (ROU) |
| Slovakia | (SVK) |
| Slovenia | (SVN) |
| Spain | (ESP) |
| Sweden | (SWE) |
List of permitted countries for the beneficiaries (Legal persons)
Country name | ISO Alpha-3 | |
|---|---|---|
| Australia | (AUS) |
| Christmas Island | (CXR) |
| Cocos (Keeling) Islands | (CCK) |
| Norfolk Island | (NFK) |
| Austria | (AUT) |
 | Azerbaijan | (AZE) |
| Belgium | (BEL) |
| Bulgaria | (BGR) |
| Costa Rica | (CRI) |
| Croatia | (HRV) |
| Curaçao | (CUW) |
| Cyprus | (CYP) |
| Czech Republic | (CZE) |
| Denmark | (DNK) |
| Estonia | (EST) |
| Finland | (FIN) |
| Åland Islands | (ALA) |
| France | (FRA) |
| French Guiana | (GUF) |
| Guadeloupe | (GLP) |
| Martinique | (MTQ) |
| Mayotte | (MYT) |
| Réunion | (REU) |
| Saint Barthélemy | (BLM) |
| Saint Martin (French part) | (MAF) |
| Germany | (DEU) |
 | Gibraltar | (GIB) |
| Greece | (GRC) |
| Hong Kong | (HKG) |
| Hungary | (HUN) |
| Iceland | (ISL) |
| Ireland | (IRL) |
| Israel | (ISR) |
| Italy | (ITA) |
| Latvia | (LVA) |
| Liechtenstein | (LIE) |
| Lithuania | (LTU) |
| Luxembourg | (LUX) |
| Malta | (MLT) |
| Netherlands | (NLD) |
| New Zealand | (NZL) |
| Tokelau | (TKL) |
| Norway | (NOR) |
| Poland | (POL) |
| Portugal | (PRT) |
| Romania | (ROU) |
| Singapore | (SGP) |
| Slovakia | (SVK) |
| Slovenia | (SVN) |
| Spain | (ESP) |
| Sweden | (SWE) |
| Switzerland | (CHE) |
| Ukraine | (UKR) |
| United Kingdom | (GBR) |
 | Virgin Islands (British) | (VGB) |
List of permitted countries for the beneficiaries (Natural persons)
Country name | ISO Alpha-3 | |
|---|---|---|
 | Albania | (ALB) |
 | Algeria | (DZA) |
 | American Samoa | (ASM) |
| Andorra | (AND) |
 | Angola | (AGO) |
 | Anguilla | (AIA) |
 | Antigua and Barbuda | (ATG) |
 | Argentina | (ARG) |
 | Armenia | (ARM) |
| Aruba | (ABW) |
| Australia | (AUS) |
| Christmas Island | (CXR) |
| Cocos (Keeling) Islands | (CCK) |
| Norfolk Island | (NFK) |
| Austria | (AUT) |
| Azerbaijan | (AZE) |
| Azores (Portugal) | (PRT) |
 | Bahamas | (BHS) |
| Bahrain | (BHR) |
 | Barbados | (BRB) |
| Belgium | (BEL) |
 | Belize | (BLZ) |
 | Bermuda | (BMU) |
 | Bhutan | (BTN) |
 | Bolivia | (BOL) |
 | Bosnia and Herzegovina | (BIH) |
 | Botswana | (BWA) |
 | Burundi | (BDI) |
 | Cameroon | (CMR) |
 | Netherlands Bonaire, Sint Eustatius and Saba | (BES) |
 | Brazil | (BRA) |
 | Brunei Darussalam | (BRN) |
| Bulgaria | (BGR) |
 | Burkina Faso | (BFA) |
| Canada | (CAN) |
 | Cayman Islands | (CYM) |
 | Chile | (CHL) |
| China | (CHN) |
 | Colombia | (COL) |
 | Comoros | (COM) |
 | Republic of the Congo | (COG) |
 | Cook Islands | (COK) |
| Costa Rica | (CRI) |
 | Côte d'Ivoire | (CIV) |
| Croatia | (HRV) |
| Cuba | (CUB) |
| Curaçao | (CUW) |
| Cyprus | (CYP) |
| Czech Republic | (CZE) |
| Denmark | (DNK) |
 | Djibouti | (DJI) |
 | Dominica | (DMA) |
| Dominican Republic | (DOM) |
 | Ecuador | (ECU) |
 | Egypt | (EGY) |
 | El Salvador | (SLV) |
| Estonia | (EST) |
 | Eswatini | (SWZ) |
 | Ethiopia | (ETH) |
 | Falkland Islands (Malvinas) | (FLK) |
 | Faroe Islands | (FRO) |
 | Fiji | (FJI) |
| Finland | (FIN) |
| Åland Islands | (ALA) |
| France | (FRA) |
| French Guiana | (GUF) |
| Guadeloupe | (GLP) |
| Martinique | (MTQ) |
| Mayotte | (MYT) |
| Réunion | (REU) |
| Saint Barthélemy | (BLM) |
| Saint Martin (French part) | (MAF) |
 | French Polynesia | (PYF) |
 | Gabon | (GAB) |
 | Gambia | (GMB) |
 | Georgia | (GEO) |
| Germany | (DEU) |
| Gibraltar | (GIB) |
| Greece | (GRC) |
| Grenada | (GRD) |
 | Guatemala | (GTM) |
 | Guernsey | (GGY) |
 | Holy See | (VAT) |
 | Haiti | (HTI) |
| Honduras | (HND) |
| Hong Kong | (HKG) |
| Hungary | (HUN) |
| Iceland | (ISL) |
 | India | (IND) |
 | Indonesia | (IDN) |
| Ireland | (IRL) |
| Isle of Man | (IMN) |
| Israel | (ISR) |
| Italy | (ITA) |
 | Jamaica | (JAM) |
| Japan | (JPN) |
 | Jersey | (JEY) |
 | Jordan | (JOR) |
 | Kazakhstan | (KAZ) |
 | Kenya | (KEN) |
 | Kiribati | (KIR) |
| South Korea | (KOR) |
 | Kosovo | (RKS) |
 | Kuwait | (KWT) |
 | Kyrgyzstan | (KGZ) |
| Latvia | (LVA) |
 | Lesotho | (LSO) |
| Liechtenstein | (LIE) |
| Lithuania | (LTU) |
| Luxembourg | (LUX) |
 | Macao | (MAC) |
| North Macedonia | (MKD) |
 | Madagascar | (MDG) |
| Madeira (Portugal) | (PRT) |
| Malawi | (MWI) |
| Malaysia | (MYS) |
 | Maldives | (MDV) |
| Malta | (MLT) |
 | Marshall Islands | (MHL) |
 | Mauritania | (MRT) |
 | Mauritius | (MUS) |
| Mexico | (MEX) |
 | Micronesia | (FSM) |
 | Moldova | (MDA) |
 | Monaco | (MCO) |
 | Montenegro | (MNE) |
 | Montserrat | (MSR) |
 | Morocco | (MAR) |
 | Namibia | (NAM) |
 | Nauru | (NRU) |
 | Nepal | (NPL) |
| Netherlands | (NLD) |
 | New Caledonia | (NCL) |
| New Zealand | (NZL) |
| Tokelau | (TKL) |
 | Nicaragua | (NIC) |
 | Niger | (NER) |
 | Niue | (NIU) |
 | Northern Mariana Islands | (MNP) |
| Norway | (NOR) |
 | Oman | (OMN) |
 | Palau | (PLW) |
 | Palestine | (PSE) |
 | Panama | (PAN) |
 | Papua New Guinea | (PNG) |
 | Paraguay | (PRY) |
| Peru | (PER) |
 | Philippines | (PHL) |
| Poland | (POL) |
| Portugal | (PRT) |
 | Puerto Rico | (PRI) |
 | Qatar | (QAT) |
| Romania | (ROU) |
 | Rwanda | (RWA) |
 | Saint Helena, Ascension and Tristan da Cunha | (SHN) |
 | Saint Kitts and Nevis | (KNA) |
 | Saint Lucia | (LCA) |
 | Saint Pierre and Miquelon | (SPM) |
 | Saint Vincent and the Grenadines | (VCT) |
| San Marino | (SMR) |
 | Sao Tome and Principe | (STP) |
 | Saudi Arabia | (SAU) |
 | Senegal | (SEN) |
| Serbia | (SRB) |
 | Seychelles | (SYC) |
| Singapore | (SGP) |
 | Sint Maarten (Dutch part) | (SXM) |
| Slovakia | (SVK) |
| Slovenia | (SVN) |
 | Solomon Islands | (SLB) |
 | South Georgia and the South Sandwich Islands | (SGS) |
| Spain | (ESP) |
 | Sri Lanka | (LKA) |
 | Suriname | (SUR) |
| Sweden | (SWE) |
| Switzerland | (CHE) |
| Taiwan | (TWN) |
 | Tajikistan | (TJK) |
 | Tanzania | (TZA) |
| Thailand | (THA) |
 | Timor-Leste | (TLS) |
 | Togo | (TGO) |
 | Tonga | (TON) |
 | Trinidad and Tobago | (TTO) |
 | Tunisia | (TUN) |
 | Turkey | (TUR) |
 | Turkmenistan | (TKM) |
 | Turks and Caicos Islands | (TCA) |
 | Tuvalu | (TUV) |
 | Uganda | (UGA) |
| Ukraine | (UKR) |
 | United Arab Emirates | (ARE) |
| United Kingdom | (GBR) |
 | USA | (USA) |
| Uruguay | (URY) |
 | Vanuatu | (VUT) |
 | Venezuela | (VEN) |
 | Vietnam | (VNM) |
| Virgin Islands (British) | (VGB) |
 | Virgin Islands (U.S.) | (VIR) |
 | Wallis and Futuna | (WLF) |
 | Western Sahara | (ESH) |
 | Zambia | (ZMB) |
List of permitted industries by risk level
High-risk
- Affiliate marketing
- Betting/gambling (licensed and regulated)
- Brokers, agents (non-real estate)
- Direct marketing
- Electronic money institution (EMI)
- Lead generation
- Lotteries (regulated and licensed in the EU)
- Skill games, games of chance, video game arcades (regulated and licensed in the EU)
- Software as a service
- Subscription services
- Telemarketing
- Traditional dating services
Low-risk:
- Accounting, auditing
- Adult game and toy shops
- Airlines and air carriers
- Amusement parks, carnivals, or circuses
- Architectural, engineering, and surveying services
- Attorneys and lawyers
- Automotive dealers
- Auto parts and accessories
- Blogs and written content, essay writing
- Books
- Car rentals
- Carsharing
- Caterers
- Child care services
- Clothing and accessories
- Colleges or universities
- Commercial equipment and supplies (not elsewhere classified)
- Commercial/professional sports clubs, promoters, and athletic fields
- Consulting
- Convenience stores
- Cosmetics and personal care products
- Counseling services
- Courier services
- Cruise lines
- Detective, guard, and armored car services
- Electrical installations
- Elementary or secondary schools
- Employment/temp agencies
- Event planning/hosting services
- Event ticketing
- Freight forwarders
- Games as digital goods
- General contractors and operative builders
- Graphic design and animation
- Grocery stores
- Health and beauty spas
- Health and wellness coaching
- Holding company/investments
- Home electronics
- Home goods and furniture
- Hotels, inns, or motels
- Industrial design services
- Insurance (regulated and licensed in the EU)
- Interior design and home decor services
- Kids game, toy, and hobby shops
- Kids games and toys
- Landscape engineering/construction works
- Landscaping services
- Laundry or cleaning services
- Logistics and other transportation services
- Lumber and building materials
- Management, administrative, and public relations services
- Marketing
- Massage parlors
- Medical services and health practitioners
- Miscellaneous and specialty retail stores
- Movie theaters
- Musicians, bands, or orchestras
- Music or other media
- Notarial activity
- Office and commercial furniture
- Other educational services
- Other food and dining
- Other information technology and computer service activities
- Other personal services
- Packaging and labeling services
- Parking lots
- Pet care and grooming services
- Pet supplies
- Photography studios
- Printing and publishing
- Property rentals
- Recreational camps
- Rent and lease of commercial property
- Rent and lease of residential property
- Restaurants and nightlife
- Salons and barbers
- Shipping, forwarding, or drop shipping
- Software
- Tax preparation services
- Taxis, ridesharing, and limos
- Telecommunication services
- Theatrical producers (except motion pictures), ticket agencies
- Tourist attractions
- Translation services
- Travel agencies
- Utilities
- Vocational schools or trade schools
- Wholesale of grain, seeds, and animal feeds
- Wholesale trade of various product categories
- Window and door manufacturing
List of prohibited activities
- activities involving illegal goods or services, including but not limited to counterfeit goods, trademark infringement, human trafficking, child labor, and prostitution
- sale or distribution of drug-related products and substances
- trade, production, or mediation of weapons, explosives, or related materials
- activities related to the production or recycling of explosives and nuclear fuel
- sexually oriented or pornographic services, including escort services, adult entertainment, adult dating platforms, adult content subscriptions, and related products
- unlicensed or unregulated trading in stocks, indices, raw materials, currencies (e.g., forex), options, exchange-traded funds (ETFs), or similar financial instruments
- unlicensed or unregulated companies engaged in cryptocurrency or virtual asset services
- unlicensed or unregulated organization or operation of lotteries, gambling, or betting services
- unlicensed or unregulated money service businesses (MSBs) or payment service providers (PSPs)
- financial institutions without a physical presence in any country (shell banks)
- multi-level marketing (MLM) schemes
- ponzi or pyramid schemes
- pawnbroking activities
- political organizations or groups
- charities or relief organizations
- trade of antiques, works of art, numismatic items, or ferrous, non-ferrous, and precious metals and stones
- luxury goods trade
- real estate-related activities
- activities involving carbon credits
- online or wholesale sale of alcohol, tobacco, and related products (including e-cigarettes and vapes)
- petroleum industry activities, including extraction, production, and trade of oil, gas, and petrochemical products
- supplements or nutraceuticals
- pharmaceuticals
- manufacturing or sale of counterfeit goods
- any activities prohibited under the laws and legal acts of the Republic of Lithuania and the European Union