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Money transfers

Easy SEPA transfers in EU and abroad with Genome

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Genome SEPA transfers

Money transfers

With Genome all your SEPA transfers are quick and safe

Discover SEPA payments in Genome — the most convenient way to send or receive money if you live, work or run your business within the Eurozone. Dedicated EUR IBAN accounts help to receive and send funds in your company or personal name. Keep your transfers secure as Genome is licensed, protected and regulated by the Central Bank of Lithuania

Benefits of Genome SEPA transfers

Benefits of Genome SEPA transfers for the EU citizens and businesses:

Genome offers multiple ways you can send and receive money online. Here’s why you may prefer SEPA transfers

Smooth transactions

Smooth transactions

The purpose of a SEPA initiative was to make cross-border payments within the EU similar to domestic ones. Thanks to this, the payments are more frictionless within the SEPA zone

Lower fees

Lower fees

Another benefit is that SEPA service fees are lower than SWIFT ones. In Genome incoming and outgoing SEPA transfers are 1 EUR only. See detailed pricing here

Quicker execution

Quicker execution

Where international SWIFT transfers take 1 to 3 days to complete, SEPA payments are executed within 4 hours (clearing times for SEPA transfers). You can schedule and plan your transfers accordingly

Simple services

Simple services

Send transfers online with Genome! All you need is to know the person’s full name, IBAN, and SWIFT code. You can track all the outgoing and incoming payments via the app or the web version

SEPA transfers for businesses in Genome

SEPA transfers for businesses in Genome

Transfers are available for personal and business wallet users. Need to send or receive SEPA money transfers as a company? Open a business account in Genome. Upload documents and onboard completely online. Get your business IBAN ready in 24 hours in Genome without spending your time visiting branches or on the phone with your bank manager.

Money transfers

How to use SWIFT money transfer services in Genome?

Enter the name of a beneficiary

Enter the full name of the person you send the money to. Make sure you have spelled everything correctly to avoid operation errors

Their IBAN

The International Bank Account Number is used by the EU and other countries to identify the money receiver safely. Its length varies between countries, the maximum length is 34 characters

Their Bank Identifier Code (BIC)

The BIC is used to identify the recipient’s bank and its branch. It is 8 or 11 characters long, consisting of both digits and letters

Enter the transfer amount

Please fill in the amount of money you want to send another person. Make sure you have enough funds in your account. Double-check the previous fields

Genome covers SEPA EU payments on these territories:

People and businesses inside the EU can use SEPA euro payments for their personal and business transactions. Genome also works with countries outside the European Union, offering them SEPA transfers

  • Andorra
  • Austria
  • Belgium
  • Bulgaria
  • Croatia