Money transfers
With Genome all your SEPA transfers are quick and safe
Discover SEPA payments in Genome — the most convenient way to send or receive money if you live, work or run your business within the Eurozone. Dedicated EUR IBAN accounts help to receive and send funds in your company or personal name. Keep your transfers secure as Genome is licensed, protected and regulated by the Central Bank of Lithuania
Smooth transactions
The purpose of a SEPA initiative was to make cross-border payments within the EU similar to domestic ones. Thanks to this, the payments are more frictionless within the SEPA zone
Lower fees
Another benefit is that SEPA service fees are lower than SWIFT ones. In Genome incoming and outgoing SEPA transfers are 1 EUR only. See detailed pricing here
Quicker execution
Where international SWIFT transfers take 1 to 3 days to complete, SEPA payments are executed within 4 hours (clearing times for SEPA transfers). You can schedule and plan your transfers accordingly
Simple services
Send transfers online with Genome! All you need is to know the person’s full name, IBAN, and SWIFT code. You can track all the outgoing and incoming payments via the app or the web version
Money transfers
How to use SEPA money transfer services in Genome?
Enter the name of a beneficiary
Enter the full name of the person you send the money to. Make sure you have spelled everything correctly to avoid operation errors
Their IBAN
The International Bank Account Number is used by the EU and other countries to identify the money receiver safely. Its length varies between countries, the maximum length is 34 characters
Their Bank Identifier Code (BIC)
The BIC is used to identify the recipient’s bank and its branch. It is 8 or 11 characters long, consisting of both digits and letters
Enter the transfer amount
Please fill in the amount of money you want to send another person. Make sure you have enough funds in your account. Double-check the previous fields
Genome covers SEPA EU payments on these territories:
People and businesses inside the EU can use SEPA euro payments for their personal and business transactions. Genome also works with countries outside the European Union, offering them SEPA transfers
Andorra
Austria
Belgium
Bulgaria
Croatia
Republic of Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Ireland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Monaco
Netherlands
Norway
Poland
Portugal
Romania
San Marino
Slovakia
Slovenia
Spain
Sweden
Switzerland
What is a SEPA transfer?
How to make a SEPA transfer?
How long does a SEPA transfer take?
Are SEPA payments the same-day?