The operating system for your financial life

Everything you need from your merchant gateway and your acquiring bank, nothing that frustrates you about them.

Instant Payouts
Instant Payouts

Enjoy prompt payouts from your MID to your IBAN account with real-time payment processing.

Multiple MIDs
Multiple MIDs

Open multiple merchant accounts and start accepting payments on your website in 48 hours.

Global Money transfers
Global Money transfers

Receive and send funds globally with beneficial rates for transfers and currency exchange.

360 view of your finance
360 view of your finance

Be on top of your business and personal funds all in one place with Genome dashboard.

Instant Payouts
Instant Payouts

Enjoy prompt payouts from your MID to your IBAN account with real-time payment processing.

Multiple MIDs
Multiple MIDs

Open multiple merchant accounts and start accepting payments on your website in 48 hours.

Global Money transfers
Global Money transfers

Receive and send funds globally with beneficial rates for transfers and currency exchange.

360 view of your finance
360 view of your finance

Be on top of your business and personal funds all in one place with Genome dashboard.

For all the ways online customers pay

Don’t you wish getting your merchant account were as easy as accepting credit cards on your website? We do that.

Hola! Bonjour!
Ni Hao!

Selling internationally with Genome saves you resources, time, and money. Expand to anywhere we work without establishing local subsidiaries. Let customers pay the way they’re used to, with a great selection of local alternative payment methods and major cards.

No hidden fees.

Transparent pricing.

Onboard now See rates

Merchant and settlement accounts, together

Know where all of your money is at all times, all from the same dashboard. Zero risk for you and your customers with built-in anti-fraud tools.

Here’s how it works

Get ready to start accepting credit cards and money transfers on your website in under 48 hours. At that point we’re only getting started in helping you grow your online business.

Register and onboard fast
Register and onboard fast

With electronic copies of your company documents get verified and have your merchant account approved online. No branch visits, no waiting, no paper forms, no personal data sharing via post, email or in person.

Register and onboard fast
Register and onboard fast

Implement the checkout that’s right for your business, payment page or host-to-host. Go live offering a flawless ecommerce customer experience with integrated Magento, WooCommerce, and Drupal plug-ins and APIs for other platforms.

Register and onboard fast
Register and onboard fast

Our close partnership with world-class security experts ensures unprecedented fraud protection without false positives. PCI DSS Level 1 certificate and PSD2 and Strong Customer Authentication compliance means your payments solution is world-class right out of the box.

Register and onboard fast
Register and onboard fast

Optimize checkout conversions for more approvals with intelligent business logic and automatically prevent fraud with no additional work needed. Plus, our support and growth acceleration team is just a click away.

Register and onboard fast
Register and onboard fast

Open and manage multiple merchant accounts for all your business needs. Maintain a single view of merchant and settlement accounts across all of your online properties from a single dashboard.

Register and onboard fast
Register and onboard fast

Take advantage of no-fee withdrawals to your Genome account. Transfer money to your business and personal accounts, pay staff, suppliers and business expenses all in one place.

Less busywork, more eureka moments.

Need to open a business IBAN account? One second.

Your accounts

Instant current accounts

Open as many multicurrency IBAN accounts as you need to settle, hold, spend and exchange 25 currencies with no hidden fees.

Pay all your business bills online

Send or receive money to/from traditional bank accounts for as little as 1 Euro. Transfer money locally or abroad faster than with online internet banking and at much lower cost than with traditional banks.

Transfer money by email or text, for free

For a completely fee-free digital banking experience get your contractors and suppliers onboard Genome and pay zero fees to send or receive money.

Your money’s safe with Genome

Protected

Protected

With Genome’s Electronic Money Institution License your funds are always kept separate from company funds.

Secure

Secure

We make sure your and your customers’ funds and payment details are safe with two-factor authentication, digital signatures, TLS/ SSL encryption, tokenization and Mastercard® Identity Check™ 3D Secure authentication.

Regulated

Regulated

Unlike some upstart challengers, Genome is licensed and regulated by Lithuania’s central bank. Operating across the EEA, we follow the same strict standards as traditional banks.

Protected

Protected

With Genome’s Electronic Money Institution License your funds are always kept separate from company funds.

Secure

Secure

We make sure your and your customers’ funds and payment details are safe with two-factor authentication, digital signatures, TLS/ SSL encryption, tokenization and Mastercard® Identity Check™ 3D Secure authentication.

Regulated

Regulated

Unlike some upstart challengers, Genome is licensed and regulated by Lithuania’s central bank. Operating across the EEA, we follow the same strict standards as traditional banks.

Earn more with Genome Referral Program

Genome Referral Program

Genome referral Program for Personal and Business wallets allows you to receive a percentage of processing fees from every prospect onboard to Genome and open a Personal or Business Wallet, using your referral link.

After they will successfully sign up using your link, onboard to Genome and start perform business transactions you will receive a 10% of all the processing on their account. The reward will be transferred to your account monthly.

Share it with your friends, business partners and anyone who is interested in fast and secure business processing and accepting credit card payments on their websites using Genome.

You'll continue to receive the percentage from the processing fees of your referred contacts as long as the account you referred maintains business transactions using Genome.

Ready to get started?

Easy to sign up, easy to set up.

Open a European bank account directly from your phone.