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Apple Pay contactless payments with Genome

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Apple Pay contactless payments with Genome
NFC mobile payments

What are Apple Pay payments?

Apple Pay uses the near-field communication (NFC) technology to enable NFC mobile payments. NFC enables contactless payments without using physical cash or bank cards. Instead of paying by card, you can use your phone at stores that accept Apple Pay. It is done by placing your phone or Apple Watch near the special reader machine at the counter. On iOS devices, NFC mobile payments happen thanks to Apple Pay. Get your Apple Pay virtual card from Genome!

Use Apple Pay via Genome’s cards

Apple Pay is a fast and secure way of paying for goods and services at stores and other places. Our physical and virtual cards are compatible with the Apple Pay Wallet app, allowing you to make purchases effortlessly with your phone. Just link our virtual card, tap Touch ID or use Face ID, and you're done! Get your virtual card in EUR, USD, GBP, PLN, CHF, CZK, HUF, SEK, and DKK within minutes and try it out!

Make payments anywhere

Make payments anywhere via Apple Pay with Genome

Take your paying by card experience to a whole another level! Genome offers both virtual and physical Visa debit cards to use worldwide. Our virtual cards are available within minutes after you apply for them and can be used for online payments and Apple Pay contactless ones. Physical debit cards are delivered straight to you and can be used anywhere Visa is accepted, and you still have an option to add them to Apple Pay and use contactless payments even when the card is on its way to you.

Contactless payments with virtual debit cards

Apple Pay contactless payments are available via our Visa physical and virtual cards for personal and business wallets. The virtual cards provide an entirely digital experience. You start the account online and can get a virtual card (digital card) within minutes after opening it. All the card data and information about transactions will be stored inside the account. Use your iPhone (or other devices) to make a payment with just a tap of Touch ID.

Apple Pay for online checkout

With Apple Pay, online checkout is fast and secure. On supported sites and apps, Apple lets you confirm a purchase with Face ID or Touch ID instead of typing card details. You can still review your card details and choose a virtual card-backed tokenized option where available. Apple Pay works best in Safari, but many merchants also support it in other browsers through their checkout flows. It reduces friction, protects your real number, and keeps your payment experience consistent across devices.

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How to order a Genome virtual card

Apply for a personal/business wallet online. Provide the necessary documents and information to pass the verification.

Apply for a personal/business wallet online

Log into your account and go to the "Cards" menu from the dashboard.

Log into your account

Select a virtual card and confirm the cardholder details.

Select a virtual card and confirm the cardholder details

How to use Apple Pay

Apple Pay allows you to quickly pay for goods and services using iOS devices and Touch ID/Face ID instead of cash and credit, debit cards. The money you spend comes from a card or a digital wallet you link to your Apple Pay account prior. It needs to be done just once. Linking our virtual cards is even easier, see for yourself.

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Activate Apple Pay on a virtual card

Log into your Apple Wallet account, visit the "Cards" menu.

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Select the virtual card you want to pay with, click the "Add to Apple Wallet" button.

Select the virtual card you want to pay

You have enabled Apple Pay contactless payments for your Apple Pay Wallet app - go and try it out!

You have enabled Apple Pay

Additional benefits of using Genome

Services for companies and individuals

Services for companies and individuals

We offer personal, business, and merchant accounts, providing a swift customer journey. All your accounts, transfers, and transactions are always available in the app.

Multicurrency accounts

Multi-currency accounts

No matter if you have chosen a personal or a business wallet, within it, you can start multiple accounts in different currencies. Open up to 5 accounts per currency - EUR, GBP, USD, PLN, CHF, JPY, CAD, CZK, HUF, SEK, AUD, and DKK.

Secure money transfers

Secure money transfers

Send money around Europe using SEPA payments. You can also make instant internal transfers to other Genome users. The transactions you make will stay inside the app.

Dedicated IBANs

Dedicated IBANs

Dedicated EUR IBAN accounts support both personal and business needs by giving you a unique account number you can use for specific goals. Make payments and use financial features seamlessly across the EU.

Smarter currency exchange

Smarter currency exchange

Genome’s currency exchange lets you convert and hold multiple currencies inside the same wallet, exchanging the 12 currencies you can store inside Genome with ease. An online rates calculator is available.

Merchant services

Merchant services

Need to accept payments? Start a business account and apply for a merchant account to unlock our merchant services: instant bank payments, hosted payment pages, instant payouts, and more!

Before using it at the store, ensure that your Apple device has NFC enabled. Open the app and add a debit card you want to use for payments. To make a purchase, place your phone or Apple Watch next to the NFC reader. The app may require that you confirm the transaction using Touch ID, Face ID, or PIN. You can add your card to the Apple Wallet app and set Apple Pay as your preferred contactless payment method. Apple Pay also works for in-app purchases and online checkout, where the Apple Pay button is available. During setup, you may be asked to verify your card or enter a security code as part of the card validation flow.

The app does not charge you anything for using its services online or at stores, even on the latest versions of iOS. Apple Pay is typically free for users, and the authorization step happens through Face ID, Touch ID, or your device passcode. Any potential costs would come from your card issuer's terms rather than Apple Pay itself. In some statements, you might see a reference to Apple Payments Services LLC, depending on how the transaction is labeled by the merchant or wallet ecosystem.

Genome's virtual and physical Visa cards for individuals and business users are all eligible for Apple Pay. Apply for a virtual card and use Apple Pay - confirm payment in seconds via Face ID, Touch ID. You can add your Genome card to Apple Wallet and use it for contactless payments across supported merchant categories. It includes paying in stores, in apps, and online, where Apple Pay is supported. This gives you flexible spending options for both everyday purchases and business expenses.

Physically, people use their iPhones or Apple Watches to pay for things. The process is simple: once you have everything set up for payments and in a place that accepts this payment method, place the phone/watch near the reader, then approve the transaction. With Genome's physical and virtual cards, the process is simple. Apple Pay uses an NFC tap and a secure authentication step to finalize the purchase. This makes checkout fast and helps reduce exposure of your card details during contactless payments.

Tap to pay is a term used to describe contactless payments made using a card with a chip or an NFC-enabled device on a checkout terminal. So, when you use Apple Pay at a store, you are actually tapping to pay. This includes paying with an iPhone or Apple Watch through Apple Wallet. The payment is authorized by Face ID, Touch ID, or PIN, depending on your device settings.

If your phone runs on iOS, you can use Apple Pay to pay in stores, apps, and online. Open your wallet app, add the debit, credit, or virtual card you want to use, and follow the steps to verify it. After that, simply hold your Apple Watch, iPhone, or iPad near the terminal of different merchant categories wherever your visa is accepted, and the business can accept Apple Pay payments. Apple Pay is a convenient mobile wallet option for everyday purchases, travel, subscriptions, and digital services. It also supports secure, contactless checkout without manually entering card details. Such a feature is especially useful when you want a faster, cleaner checkout experience on mobile.

Note that the ATM you need must be cardless and have NFC enabled. Open your Apple Pay. From there, you will need to select a card for payments. Tap your smartphone near the contactless symbol on the ATM and enter the card's PIN. This lets you complete a cardless cash withdrawal using your iPhone and Apple Wallet. Availability depends on the ATM provider and local bank support for Apple Pay-enabled cash access.

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