Genome services

Business and personal financial services online

Shape your financial future with Genome - seamless online services for everyday transfers and purchases with a transparent annual fee. Forget traditional banks and choose convenience.

Atidaryti sąskaitą

More than a financial service

Genome is an all-in-one platform that combines personal and business finance in a single, secure solution, giving you unparalleled advantages. You can open IBAN accounts online for both personal and business purposes, managing EUR, USD, GBP, and 9 more currencies. Transfers are seamless. Use SEPA Instant bank transfers across Europe and batch transfers that simplify payroll and supplier management. All fees, including the annual fee, are transparent.

Atidaryti sąskaitą

Genome services

Business-ready cards with 2FA and biometrics

Genome Visa cards are available in both virtual and physical form. They cover shopping, travel, and corporate expenses while keeping you protected with 2FA and biometric security. Transparent currency exchange ensures fair rates for individuals and companies. This way, you avoid hidden fees/overdraft fees when converting or sending money abroad and to other banks. We are an Electronic Money Institution licensed and supervised by the Bank of Lithuania, fully PCI DSS, PSD2, GDPR, and DORA compliant, with all anti-fraud tools in place.

Why choose Genome for your finances?

Fast account setup online

Open your personal or business account online - no bank branch visits, no paperwork hassle. Maintain multiple accounts to meet your various needs and financial goals.

Transparent fees

Clear and straightforward fees with no hidden costs, so you always know what you’re paying for. Separate and detailed fees, including the annual fee.

Secure and trusted

All transfers are protected under strict EU regulations that apply to banks. We are trusted by both individuals and companies across Europe that make transfers daily.

24/7 access

Stay in control of your finances anytime, anywhere with full access via the mobile banking app and desktop. Manage your accounts from anywhere, anytime.

Genome verslui

Genome verslo sąskaitos galimybės

Daugiavaliutės sąskaitos atidarymas

Open an account for your company with an onboarding procedure that takes place entirely online. Once your wallet is ready, start additional accounts in minutes in 12 different currencies.

Palankus valiutos keitimo kursas

Exchange money instantly with a beneficial flat fee over the interbank rate. Exchange EUR, USD, GBP, PLN, CHF, JPY, CAD, CZK, HUF, SEK, AUD, and DKK. Our fees for services remain transparent and affordable.

Business transfers

Send money with SEPA and SWIFT bank transfers internationally. Make instant internal transfers to other Genome users. Convenient money management for any medium or small business.

Bendra prieiga prie sąskaitos

Bendrinkite prieigą prie įmonės verslo paskyros su darbuotojais ir partneriais. Suteikite prieigos teises pagal darbuotojų pareigybes arba apribokite prieigas vienu mygtuko paspaudimu.

Batch transfers availability

Our platform allows companies to send multiple bank transactions at once. Manage both customer-to-business (C2B) payments and business-to-customer (B2C) payouts.

Merchant services

Unlock merchant services to allow clients to pay for purchases on your website. We allow you to accept transactions via SEPA Instant Transfers, with bank card processing coming soon.

Genome services

Kaip atidaryti verslo sąskaitą

Atidaryti sąskaitą

Užsiregistruokite Genome ir pasirinkite verslo sąskaitos tipą

Paspauskite verifikacijos mygtuką

Norėdami užbaigti paraišką, užpildykite reikiamą informaciją apie savo verslą ir nurodykite verslo struktūrą.

Genome fill information about your business

Integrated with platforms that scale your business

Personal accounts made simple

Transfer money across Europe instantly

With Genome, you can send and receive transfers across Europe in real time. Our support for SEPA Instant bank transfers ensures your money arrives within seconds, no matter the day or time, giving you an unparalleled advantage.

Hold balances in different currencies

Easily manage your finances in multiple currencies. Genome lets you keep balances in EUR, USD, GBP, PLN, CHF, JPY, CAD, CZK, HUF, SEK, AUD, and DKK within the same wallet, giving you flexibility for personal and travel needs.

Get a personal IBAN in minutes

Open your account online and receive a dedicated personal IBAN right away. Start making transfers, receiving funds from other banks, and managing your funds without delays. Forget regular bank visits - save time with our IBANs.

Manage finances with our secure mobile app

Stay in control of your money wherever you are. Genome’s mobile app is designed for secure, seamless access to your accounts 24/7, with features like biometric login and real-time notifications. Manage accounts, transfers, and cards from anywhere.

Access competitive currency exchange

Convert currencies at transparent, competitive rates directly within Genome. Save money on every exchange by avoiding hidden fees and enjoy better value whether you’re sending money abroad or making international purchases.

Order virtual and physical cards

Choose between virtual cards for online shopping and physical Visa cards for everyday use. Both come with a contactless feature (Google Pay, Apple Pay, and Garmin Pay) and, global Visa acceptance.

Genome services

How to apply for a personal account

Open account

Pick a personal wallet and fill in details about yourself.

Finish the onboarding by verifying your identity and documents.

Genome verslui

Valdykite savo sąskaita su Genome programėle

Perform your day-to-day financial activities easily, fast, and on the go. Follow your money flows, get transaction notifications, extract statements, manage your Visa card, and all the financial things wherever you are. The future of financial services is here, with our app - make your life easier today.

Atsisiųskite Genome programėlę

Pasirinkite savo išmaniojo įrenginio platformą, nuskaitykite QR kodą ir pradėkite naudotis Genome.

Atsisiųskite Genome programėlę

Pasirinkite savo išmaniojo įrenginio platformą, nuskaitykite QR kodą ir pradėkite naudotis Genome.

Atidarykite Genome programėlę

Jei norite naudoti naršyklės versiją, paspauskite „Atidaryti sąskaitą“ ir pradėkite naudotis Genome savo kompiuteryje.

Atidaryti sąskaitą

Genome business

Visa cards for your business needs

Stay in control of your purchases with our physical and virtual Visa cards. You can issue as many debit cards as needed directly online and use them for different business expenses - business trips, media buying, or subscriptions. Instant top-ups ensure your team never has to wait for funds, while customizable spending limits and detailed transaction reports help you maintain full oversight and budget control.

Learn more

Genome Visa cards for personal everyday use

Genome’s cards are perfect for your personal needs. Shop online securely, use them abroad while traveling, or keep virtual cards for added protection when making digital purchases. Both card types are accepted worldwide and support contactless payments (Apple Pay, Google Pay, and Garmin Pay-compatible). All cards can be linked to your accounts in EUR, USD, GBP, PLN, CHF, CZK, HUF, SEK, and DKK.

Sužinoti daugiau

Pay safer and faster using Google Pay and Apple Pay

Keep your business transactions and personal payments in check with your Visa debit card using Apple Pay and Google Pay. Perfect for business trips and expenses, as well as online payments for ads, subscriptions, and more. It's an easy, secure, and private way to pay.

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Trusted across Europe

Genome is licensed and regulated by the Bank of Lithuania, ensuring your finances are protected under strict EU standards. Whether an individual or a company, you can rely on our secure, compliant services every day. Personal users emphasize that sending money abroad is easy. Businesses notice how batch transfers save them hours, so they can focus on other money goals. This trust from thousands across Europe proves that Genome is not only legitimate and regulated, but also a financial partner that people genuinely love to use.

Uždirbkite su Genome rekomendacijų programa

Use our referral program for business wallets: recommend Genome to other companies or your partners and send your custom link. Once they use it to open a Euro IBAN, you will get commission bonuses for their outgoing and incoming SEPA transfers. Check this page for additional information on who the terms apply to.

Rekomendacijų programa

Ready to get started?

Start the onboarding process today - online!

Start onboarding