About Genome

Better personal and business account services at the fingertip length

Introducing Genome

We’ve gathered a team of industry professionals to make banking better for people. Personal, business, and merchant account opening*, internal and international money transfers, payment processing, card issuing, and more services — all available in Genome.

*Please note that Genome's merchant-related services are temporarily unavailable as of September 2024.

About Genome

The beginning

Genome, an Electronic Money Institution founded in 2018 and legally registered as UAB "Maneuver LT". We are based in Vilnius, Lithuania, and are supervised by the Central Bank of Lithuania. In four years we went from a simple Genome e-wallet concept to a multi-leveled financial system that serves both business and personal needs.

Why we created Genome?

People often associate banking with bureaucracy, slow processes, and complicated money operations. So as someone who has been working in the finance industry for years, we wanted to change that. Our main goal was to make banking accessible, as well as easy and safe to use. That’s why we decided to create a product of a new generation, combining technological advances and humane approach.

Global access on the go

With Genome, you can perform any operations from onboarding and account management to money transfers and payment processing using just a phone app or a computer. No need to visit banking branches and wait in queues, you can do all this from the office, your home, and on the go. Hence our onboarding process is simple yet secure, making it perfect for people who are new to banking and need a personal account, as well as companies that seek seamless services from business and merchant accounts.

About Genome

Trusted destination for financial expertise

Our team’s other mission is to debunk the misconceptions about Fintech companies, which are still considered unreliable and limited by some. Genome takes these myths apart by being tech-savvy, secure, convenient, and swift. For more information check our blog out and subscribe to keep yourself updated on the latest trends, product updates, and Genome payments.

Fully regulated and safe

We are supervised by the Bank of Lithuania and use many security tools to keep your money safe and protect your account from unauthorized usage or transactions. That means that all personal and business accounts, funds, transfers, and payments are secured by our extensive security measures. Genome constantly improves its services and expands markets each year.

We’ve been featured in

The road so far

2018-2020

2018

Genome, operating as UAB “Maneuver LT,” was founded and licensed as an Electronic Money Institution supervised by the Bank of Lithuania

2019

We launched our public beta at the White Nights Conference in Berlin, where we introduced key services, including IBAN account opening and SEPA transfers

We launched the Genome app for Android and iOS

2020

We waived service fees for low-risk companies as part of our COVID-19 support initiative, together with special pricing for Lithuanian businesses

We launched batch transfers, allowing business clients to send mass payments at once

We introduced a referral program for our clients

We became a Visa principal member and opened pre-orders for Visa debit cards for our clients

The road so far

2021-2023

2021

We introduced two-factor authentication (2FA) and security tokens, enhancing the security of accounts and outgoing payments

We launched virtual Visa debit cards for both personal and business clients

2022

Our EMI was named "Start-up of the Year of Vilnius, Lithuania" by HackerNoon

We had implemented a special initiative for Ukrainians: they could open accounts at Genome for free and had discounts on some of our services

Our Visa debit cards became Google Pay and Apple Pay-compatible

2023

We became the 6th largest EMI in Lithuania by client fund turnover, according to the Bank of Lithuania

We launched a special campaign offering lower pricing for virtual Visa debit cards for business clients

We integrated AI-powered tools, enabling faster, 24/7 assistance for our clients

The road so far

2024-2025

2024

We became the 5th largest EMI in Lithuania by client fund turnover, according to the Bank of Lithuania

We launched international money transfers, enabling business clients to send and receive funds in 40+ countries via SWIFT, Faster Payments, TARGET2, BACS, and CHAPS

We launched SEPA Instant Transfers

We expanded our multi-currency support, introducing PLN, CHF, JPY, CAD, CZK, HUF, SEK, AUD, and DKK

We ranked 25th on the Sifted 30: Eastern Europe & Baltics Leaderboard, recognizing our role as a leading innovator in the region’s financial sector

We developed real-time notifications for incoming payments via API using webhooks

We represented Genome at top industry events and conferences, including SiGMA Europe 2024, Money 20/20 Europe, CasinoBeats Summit, ICE London, iGB Affiliate, SBC Summit, iGB L!VE, and more

2025 (so far)

We earned ISO 27001 and ISO 27701 certifications, demonstrating our commitment to the highest standards in data security and privacy protection

We implemented smart routing and cascading, enabling seamless payments by automatically directing transactions through the most efficient channels

We proudly ranked 59th on the Sifted 100: DACH & CEE Fastest-Growing Startups Leaderboard, recognizing our innovation in the European fintech landscape

We participated in leading industry events, including Money20/20 Europe, i-Con Island Conference, Baltic Fintech Days, ICE Barcelona 2025, the Payment Market Conference Riga, iGB L!VE 2025, and the SBC Summit Malta, with more to come!

We received an award as the leading SME financial services provider in the Netherlands by Corporate Vision Magazine

We were awarded as the best financial services platform in Lithuania by Global Financial Market Review