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About Genome

Better personal and business account services at the fingertip length

Introducing Genome

Introducing Genome

We’ve gathered a team of industry professionals to make banking better for people. Personal, business, and merchant account opening*, internal and international money transfers, payment processing, card issuing, and more services — all available in Genome.

*Please note that Genome's merchant-related services are temporarily unavailable as of September 2024.

About Genome

The beginning

Genome, an Electronic Money Institution founded in 2018 and legally registered as UAB "Maneuver LT". We are based in Vilnius, Lithuania, and are supervised by the Central Bank of Lithuania. In four years we went from a simple Genome e-wallet concept to a multi-leveled financial system that serves both business and personal needs.

Why we created Genome?

Why we created Genome?

People often associate banking with bureaucracy, slow processes, and complicated money operations. So as someone who has been working in the finance industry for years, we wanted to change that. Our main goal was to make banking accessible, as well as easy and safe to use. That’s why we decided to create a product of a new generation, combining technological advances and humane approach.

Global access on the go

Global access on the go

With Genome, you can perform any operations from onboarding and account management to money transfers and payment processing using just a phone app or a computer. No need to visit banking branches and wait in queues, you can do all this from the office, your home, and on the go. Hence our onboarding process is simple yet secure, making it perfect for people who are new to banking and need a personal account, as well as companies that seek seamless services from business and merchant accounts.

About Genome

Trusted destination for financial expertise

Our team’s other mission is to debunk the misconceptions about Fintech companies, which are still considered unreliable and limited by some. Genome takes these myths apart by being tech-savvy, secure, convenient, and swift. For more information check our blog out and subscribe to keep yourself updated on the latest trends, product updates, and Genome payments.

Fully regulated and safe

Fully regulated and safe

We are supervised by the Bank of Lithuania and use many security tools to keep your money safe and protect your account from unauthorized usage or transactions. That means that all personal and business accounts, funds, transfers, and payments are secured by our extensive security measures. Genome constantly improves its services and expands markets each year.

We’ve been featured in

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The road so far

2018

The Electronic Money Institution Genome was founded and registered as UAB "Maneuver LT". Genome is licensed and supervised by the Bank of Lithuania.


The road so far

2019

Genome opened its beta to the public during The White Nights Conference in Berlin. There, we presented the following services: an IBAN opening, SEPA transfers, and other transfer services;

We later launched the Genome App for Android and iOS;

Later that year, we provided our clients with international SWIFT transfers and currency exchange services;

Then Genome launched merchant services and provided clients with many alternative payment methods.


The road so far

2020

Genome was titled the best online business payments platform 2020 within Europe by the Acquisition International magazine;

Genome canceled service fees for low risk-companies as part of the COVID-19 support initiative;

Genome was named "Best Online Business Payments Platform 2020" within Europe by Acquisition magazine;

Our team started offering clients batch transfers;

We introduced referral programs for personal and business clients;

Genome got into the EGR B2B Awards shortlist and was nominated for the Innovation in payments solution title;

Genome's team created plugins for the most popular CMS: Shopify, PrestaShop, OpenCart, and OXID;

In 2020 Genome got integration with DECTA;

Our team canceled the services fees, as well as lowered the cost of incoming and outgoing SEPA transfers for the Lithuanian companies;

Genome has become a Visa principal member;

Our team introduced the access management feature for the account owners to share access to it with their teammates;

Genome showed the most significant growth (2650%) of income related to the provision of payment services per year among Lithuanian Fintechs;

Our team opened a pre-order for virtual and physical debit Visa cards for personal and business clients;

We added 8 language options to Genome’s dashboard — that’s 9 in total, including the original English version.


The road so far

2021

Genome got integration with Worldline;

We added 4 more report types for merchants to track their metrics;

Genome started facilitating payments for Lithuanian national parking;

Our team added two-step verification for the outgoing payments to up the security;

Genome has been shortlisted in the "Best Digital Initiative" category at the Banking Tech Awards 2021;

The team has developed Mobile SDK for easy integration and customization of Genome’s payment page inside apps;

Genome launched virtual and physical debit Visa cards for personal and business wallet users;

Our team started issuing security tokens for business wallets for outgoing payments’ authorization.


The road so far

2022

Genome was named "Startup of the Year" of Vilnius, Lithuania by HackerNoon;

We have started a special initiative for Ukrainians: they can now open accounts at Genome for free. We also apply discounts on some of our services for them;

Our team has enabled the Google Pay feature for virtual and physical debit cards;

Our team has improved the mass (batch) transfers feature, providing business wallet users with more transfer options;

Genome's virtual and physical Visa cards became Apple Pay-compatible.


The road so far

2023

Genome became the 6th biggest EMI in Lithuania regarding client funds turnover, according to the Bank of Lithuania data for the 1st half of 2023;

Our team increased by 16%. Genome now provides services from 12 locations worldwide;

Genome partnered with a provider of B2B software solutions for the iGaming industry - Gamingtec. The partnership enables us to deliver our tailor-made iGaming financial services to even more clients;

Our team introduced special pricing for Lithuanian businesses with free EUR IBAN account opening, no monthly account fee, and lowered SEPA transfer prices; 

We launched an Events page, from where clients can access all the information about the upcoming conferences the Genome's team is to visit and where you can book a meeting in just a few clicks;

Genome has implemented an IBAN scanner to improve customer experience and speed up your payments;

The pricing for corporate virtual card activation has been updated. Companies can now order 100 virtual corporate cards for just 1 EUR/card instead of 5 EUR/card;

The team implemented transfer templates for clients to save time on regular payments;

Our support team has integrated AI tools into customer support processes to respond to more messages efficiently;

We officially received approval to connect to SEPA Instant, with the SEPA Instant Transfers feature coming soon! 


The road so far

2024

Genome became the 5th biggest EMI in Lithuania regarding client funds turnover, according to the Bank of Lithuania data for the Q2 of 2024;

We announced a partnership with Chilli Partners, allowing us to revolutionize iGaming affiliate payouts;

Our team has launched the international money transfer feature, allowing business wallet users to receive and send funds to over 40 countries. The transfer options include SWIFT, Faster Payments, TARGET2, BACS, and CHAPS;

Genome enabled SEPA Instant Transfers for all users, allowing us to improve the performance of other services, such as batch transfers and B2B payments;

We introduced the Polish zloty (PLN), Swiss franc (CHF), Japanese yen (JPY), and Canadian dollar (CAD) as new currencies for account opening and international money transfers;

Genome ranked 25th on the Sifted 30: Eastern Europe & Baltics Leaderboard, recognizing its role as a leading innovator in the region’s financial services sector;

Our team participated in multiple finance-related events and conferences throughout the year, including SiGMA 2024, Money 20/20 Europe, CasinoBeats Summit, ICE London, IGB Affiliate, SBC Summit, iGB L!VE, and more.