Merchant services

Convenient direct payouts for merchants in Genome*

*Merchant features are available in exclusive beta from September 16, 2025.

How Genome’s direct payouts work

Customers make purchases and pay you via SEPA Instant Transfers, or using the card payment method, which will be available soon. The money you receive for goods and services is instantly settled into your business account, so you can immediately reinvest it into your operations, cover expenses, or make outgoing transfers without waiting times or intermediaries.

Merchant services

Merchants choose Genome account because of:

Easy API integration

Benefit from online onboarding and API integration of Hosted payment pages on your website. Customizable checkout pages and flexible settings — all available in Genome.

Easy direct payouts

Transfer funds you receive from clients directly to your dedicated business IBAN in Genome with no third-party institutions involved. Access your money immediately.

SEPA Instant payments

Let customers with bank accounts all over Europe pay you quickly and securely with SEPA Instant/Credit bank transfers. Connected to a network of 2000+ banks.

Merchant services

Track your business account and direct payouts

You can oversee your business account from the merchant portal in real-time, with displayed transactions for you to plan your other business transactions. Benefit from the multi-currency feature: transfer money between your business accounts in EUR, USD, GBP, PLN, CHF, JPY, CAD, CZK, HUF, SEK, AUD, and DKK.

Start a merchant account to accept payments

We offer merchant accounts with seamless payment processing, hosted payment pages, and other merchant services. After opening a business account within Genome, simply apply for a merchant account completely online - no need to visit banks, as Genome is a licensed Electronic Money Institution.