Merchant services
Why payment security matters to business
If you want to perform normal daily business activities, payment security is what keeps money coming in and problems out. Strict security standards and regulatory requirements, such as the Payment Card Industry Data Security Standard, are now worldwide. Region-specific regulations, such as the General Data Protection Regulation, also matter for the safety of businesses and clients. Fraud, chargebacks, and stolen cardholder data don’t just hurt revenue - they also erode clients' trust. One failed payment or security breach can trigger lost customers, frozen accounts, and long investigations with banks and payment providers. For online businesses, even a short disruption in payment transactions can be costly, especially when it’s caused by malicious software.
Elevated account and data protection
Access to accounts and all action confirmations is secured with two-factor authentication (multi-factor authentication), reducing the risk of unauthorized logins and internal misuse. Fraud detection runs continuously in the background. Genome uses sophisticated tools to analyze payment transactions in real time, spotting unusual behavior before it turns into real damage. Suspicious activity is flagged early, helping businesses stay ahead of fraud rather than reacting after losses occur. Chargeback monitoring adds another layer of protection, helping businesses control disputes, reduce costs, and protect revenue from fraudulent claims.
Benefits of choosing Genome for payment security
Online payment security
For e-commerce businesses, payment security means smooth checkouts without exposing customers' data. Genome protects online payments, debit / credit card transactions, and customer accounts while keeping the buying experience fast and simple.
Mobile and contactless payment security
Mobile payments, NFC transactions, and digital wallets are convenient - and attractive targets to fraudsters. Genome secures contactless and mobile transactions with encrypted processing and strong authentication, keeping payments safe across devices.
International payments' safety
Cross-border payments add complexity. We support secure international payments through SEPA Instant and Credit Transfers with strong network security. SEPA transfers reduce costs for European businesses. Businesses can accept and send payments without exposing critical systems or data to unnecessary risk.
Merchant services
Genome is compliant with
PCI DSS
Stands for international control and security of transactions.
GDPR
The EU regulation law for data and privacy protection standard.
PSD2
Regulates payment services together with PSPs within the EU.
Industries we protect with payment security
We support businesses across many industries. For these specific industries, we have built a merchant solution (all-in-one account) to protect payment systems, data, and transactions while meeting industry-specific security requirements. All these solutions operate on Genome’s platform, protecting debit/credit cards and transaction flows from fraudulent actors.
E-commerce
Online stores rely on fast, smooth payments, but real growth comes from retention and trust. Genome combines smart security measures with strong data protection to keep payments flowing. We help protect your customers' data, payment information, and debit / credit card details using proven security standards and strong data security software. All payment transactions are handled with care. No data breaches or cardholder data theft. Customers get fast checkout and total safety.
iGaming payments
iGaming requires maximum payment security and strict PCI DSS compliance. Our system (hardware and software) is built to protect cardholder data and bank transfers, prevent fraud, and secure every payment transaction. With advanced security standards, your platform stays compliant, reliable, and ready to scale. We protect data and payments using multi-factor authentication, and our anti-fraud system will handle your critical systems protection.
Travel industry
Travel businesses manage complex payments every day. Companies should handle complex payments, multiple currencies, and constant customer movement. We can protect payment information, strengthen network security, and keep transactions safe across borders. It means fewer disruptions, better customer trust, and stronger protection for your business. Payment security for reliable payments wherever customers go.
Event industry
Events move fast, and so do payments. Genome keeps payments secure, protects customers and users, and helps reduce transaction fees caused by fraud or chargebacks. Security breaches also shall not pass. Our secure infrastructure supports industries’ eligibility requirements for large traffic spikes while keeping data security and access fully under control. You focus on the show - we handle the protection.
Transportation
Trains, public transportation, and logistic companies: all these businesses deal with constant transactions and nonstop payments across multiple channels. High-volume financial transactions are a standard here. That's why strong payment security and sensitive data protection are needed within the transportation industry. Large importers and exporters are another story, as their customers are from different countries. That's why we strongly recommend a merchant account that can handle international payments across the EU.
Merchant services
How to start accepting online payments with Genome
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Merchant services
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Is my data safe with Genome?
Yes. Genome protects sensitive data using encryption, tokenization, and strict access controls to prevent data breaches.
How does PCI DSS compliance protect my business?
PCI DSS compliance reduces fraud risk and limits liability by enforcing secure handling of cardholder data and payment information. It sets clear technical and operational controls across your payment systems, including encryption, access restrictions, logging, and regular security testing. In practice, it helps prevent data leaks, reduces the chance of costly chargebacks and penalties, and supports smoother audits. It also encourages consistent procedures for staff and software tools involved in payment processing, so sensitive cardholder data isn’t stored or shared in unsafe ways.
How fast is fraud detected?
Fraud detection works in real time, using machine learning to flag suspicious transactions and payments as they happen. These systems analyze patterns such as unusual behavior, abnormal locations, and unexpected transaction flows, then trigger alerts or automated blocks within seconds. In some cases, the process may request extra checks, such as confirming a minimum payment amount, asking for requested documents, or collecting complete details to validate a customer or transaction before processing continues.
Does Genome support secure international payments?
Yes. Genome supports secure SEPA and SWIFT payments with strong controls for international transactions.