A better way to pay and to get paid, too

Your money, your way

We made everything essential about banking more convenient, leaving everything that’s frustrating out.

Apply for your bank account online and get approved right away.
Apply for your bank account online and get approved right away.

Have your passport handy to apply from browser or app (iOS and Android apps coming soon). Advanced verification we use means we do all the checks that any bank does to open your current account. We just serve you faster.

Open as many multi-currency accounts as you need, for free.
Open as many multi-currency accounts as you need, for free.

Your unique IBAN accounts let you transfer money online in or out of your Genome account nearly instantly any way you like: with debit cards, money transfer services, SEPA and SWIFT.

Currency exchange rates kept low, always.
Currency exchange rates kept low, always.

Exchange money instantly with a beneficial 1% flat fee over the interbank rate, always. We take transparency seriously, this is why there are no markups or hidden surcharges during non-bank hours.

Pay and live in the moment.
Pay and live in the moment.

Top up, receive, send to any wallet in Genome system instantly. Leave the ‘3-5 business days’ in the past and welcome real-time transaction processing and quick withdrawal. Share bills, rides, dinner checks with your friends with Genome accounts easily. Exclusive Genome Card is coming soon!

Grow your money and ambitions in one place.
Grow your money and ambitions in one place.

Manage all of your personal finance with payment planning, balance updates and reporting at your fingertips. Ready to start a business and accept payments from customers? Open multiple IBANs under your company name and set up MIDs in just 48 hours.

Apply for your bank account online and get approved right away.

Apply for your bank account online and get approved right away.

Have your passport handy to apply from browser or app (iOS and Android apps coming soon). Advanced verification we use means we do all the checks that any bank does to open your current account. We just serve you faster.

Open as many multi-currency accounts as you need, for free.

Open as many multi-currency accounts as you need, for free.

Your unique IBAN accounts let you transfer money online in or out of your Genome account nearly instantly any way you like: with debit cards, money transfer services, SEPA and SWIFT.

Currency exchange rates kept low, always.

Currency exchange rates kept low, always.

Exchange money instantly with a beneficial 1% flat fee over the interbank rate, always. We take transparency seriously, this is why there are no markups or hidden surcharges during non-bank hours.

Pay and live in the moment.

Pay and live in the moment.

Top up, receive, send to any wallet in Genome system instantly. Leave the ‘3-5 business days’ in the past and welcome real-time transaction processing and quick withdrawal. Share bills, rides, dinner checks with your friends with Genome accounts easily. Exclusive Genome Card is coming soon!

Grow your money and ambitions in one place.

Grow your money and ambitions in one place.

Manage all of your personal finance with payment planning, balance updates and reporting at your fingertips. Ready to start a business and accept payments from customers? Open multiple IBANs under your company name and set up MIDs in just 48 hours.

Best part? For all EU residents Genome account is free.

See pricing

Simple without being too simplistic

Security and privacy at the core

Two-factor identification, digital signatures, automatic fraud protection - have it all. We’ll never share you personal information or any financial data with anyone, unless you specifically authorize us.

Fully transparent pricing throughout

Always be in the know upfront if there is a fee for international money transfers or any transaction that involves a fee.

Everything you need, nothing you don’t

Enjoy the Zen of none of the superfluous and unnecessary add-ons and upsells. Because you’ll buy services other than making where you want to.

Coming soon

Your Genome Card

Works everywhere as hard as you do.

Get notified

*You will receive a confirmation email and we will email you only important launch updates.

coming-soon
Use anywhere in the world
Use anywhere in the world

Pay with your debit when you travel - we’ll never block it for international locations and you never need to tell us where you’re going in advance.

Get cash when you need it
Get cash when you need it

Withdraw cash from the largest worldwide ATM network with no-fee ATM bank partners in almost every country.

Easy currency exchange
Easy currency exchange

A flat 1% on top of the interbank foreign exchange rate for all your international spending. No other fees or surcharges, ever.

Use anywhere in the world
Use anywhere in the world

Pay with your debit when you travel - we’ll never block it for international locations and you never need to tell us where you’re going in advance.

Get cash when you need it
Get cash when you need it

Withdraw cash from the largest worldwide ATM network with no-fee ATM bank partners in almost every country.

Easy currency exchange
Easy currency exchange

A flat 1% on top of the interbank foreign exchange rate for all your international spending. No other fees or surcharges, ever.

Coming soon

All of the banking, always with you

Card hasn’t arrived yet or at home? No problem.

coming-soon
Pay with your phone
Pay with your phone

Buy on the go with Apple Pay or Google Pay. Set up from the app anytime and pay wherever cards are accepted*

Instant confirmation
and notifications
Instant confirmation
and notifications

Choose spending limits to approve, get instant transaction notifications and see summary and details of all of your spending for easy budgeting.

Send money to friends and family in seconds
Send money to friends and family in seconds

Send money transfers that arrive instantly and pay anyone nearby without sharing personal and financial details.

Pay with your phone
Pay with your phone

Buy on the go with Apple Pay or Google Pay. Set up from the app anytime and pay wherever cards are accepted*

Instant confirmation
and notifications
Instant confirmation
and notifications

Choose spending limits to approve, get instant transaction notifications and see summary and details of all of your spending for easy budgeting.

Send money to friends and family in seconds
Send money to friends and family in seconds

Send money transfers that arrive instantly and pay anyone nearby without sharing personal and financial details.

Open a European bank account directly from your phone.