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Personal accounts

Receive income as a Ukraine-registered sole proprietor

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Receive income as a sole proprietor

Personal accounts

Personal accounts for Ukrainian sole proprietors

Genome allows individual entrepreneurs registered in Ukraine to start personal wallets inside its platform. Within the wallet, you can receive income and other money transfers in euros, exchange currency at favorable rates, and order your virtual or physical debit card for payments online and in-store.

Sole proprietor account dashboard

Why Genome?

Genome is an Electronic Money Institution licensed and supervised by the Central Bank of Lithuania. We provide multi-level protection for each personal wallet: two-factor authentication, digital signatures, and automatic fraud protection. Genome serves customers from 70+ countries globally, including the opportunity for Ukrainians to open a personal account.

Open account

Accounts

What you get with a personal wallet:

Dedicated IBAN account

Dedicated IBAN account

You automatically receive a dedicated IBAN account to receive transfers in euros. Start a sole proprietor account at Genome and receive income delay-free! Make use of Genome’s referral program.

Make transfers

Make transfers

Genome offers its clients internal transfers as well as SEPA Instant and Credit Transfers — all easily managed within one dashboard. Ukrainians can start accounts for free and get discounts for our other services.

Get virtual and physical cards

Get virtual and physical cards

Order debit Visa cards online! Start using virtual cards right away online or via Google Pay and Apple Pay. Thanks to a multi-currency feature, you can link cards to accounts in EUR, GBP, USD, PLN, CHF, CZK, HUF, or SEK and save while purchasing in local currencies.

Personal accounts

How to start a personal wallet at Genome:

Go to my.genome.eu and sign up to Genome using your email or phone number.

Sign up to Genome

Proceed - choose the "Personal account" option.

Choose the “Personal wallet” option

Fill in some personal details about yourself.

Fill in some personal details

Pass the identity verification using your phone and ID.

Pass the identity verification

Personal accounts

What should sole proprietors do next?

Step 1 - Open a sole proprietor account

Once your personal wallet is available, go to Personal accounts. When there, hit the + button in the top right corner and open a sole proprietor account in euros.

Step 2 - Get the account details

Then, get back to the dashboard and click the Top up button. Choose a sole proprietor (SP) account and click the Account details button. You can copy and send all the account details to the necessary source.

Step 3 - Share the account details

Send details to financiers and representatives of the legal department of your company or to your employer.

Step 4 - Receive transfers

When this is done, you will be able to receive transfers to your sole proprietor account with Genome. Transfer money to accounts in other banks using SEPA Instant and Credit transfers and between the accounts within Genome.

Step 5 - Pay taxes to Ukraine

When receiving funds to the sole proprietor account, remember that you will need to pay taxes to Ukraine. Check this article or contact your tax adviser or accountant for more information on which taxes apply to you.

Use your account for multiple purposes

Once you receive a transfer to your sole proprietor account, you can make SEPA Instant and Credit transfers to your other accounts, exchange currencies, or send funds between the Genome accounts. Make purchases with physical and virtual cards by linking your EUR account/other currency accounts to it. You only need to link your sole proprietor account to the card. Find out more details about special prices for Ukrainian entrepreneurs.

Use your account for multiple purposes