Personal accounts
Genome allows individual entrepreneurs registered in Ukraine to start personal wallets inside its platform. Within the wallet, you can receive income and other money transfers in euros, exchange currency at favorable rates, and order your virtual or physical debit card for payments online and in-store.
Accounts
You automatically receive a dedicated IBAN account to receive transfers in euros. Start a sole proprietor account at Genome and receive income delay-free! Make use of Genome’s referral program.
Genome offers its clients internal transfers as well as SEPA Instant and Credit Transfers — all easily managed within one dashboard. Ukrainians can start accounts for free and get discounts for our other services.
Order debit Visa cards online! Start using virtual cards right away online or via Google Pay and Apple Pay. Thanks to a multi-currency feature, you can link cards to accounts in EUR, GBP, USD, PLN, CHF, CZK, HUF, or SEK and save while purchasing in local currencies.
Personal accounts
Step 1
Step 2
Step 3
Step 4
Personal accounts
Step 1 - Open a sole proprietor account
Once your personal wallet is available, go to Personal accounts. When there, hit the + button in the top right corner and open a sole proprietor account in euros.
Step 2 - Get the account details
Then, get back to the dashboard and click the Top up button. Choose a sole proprietor (SP) account and click the Account details button. You can copy and send all the account details to the necessary source.
Step 3 - Share the account details
Send details to financiers and representatives of the legal department of your company or to your employer.
Step 4 - Receive transfers
When this is done, you will be able to receive transfers to your sole proprietor account with Genome. Transfer money to accounts in other banks using SEPA Instant and Credit transfers and between the accounts within Genome.
Step 5 - Pay taxes to Ukraine
When receiving funds to the sole proprietor account, remember that you will need to pay taxes to Ukraine. Check this article or contact your tax adviser or accountant for more information on which taxes apply to you.
Once you receive a transfer to your sole proprietor account, you can make SEPA Instant and Credit transfers to your other accounts, exchange currencies, or send funds between the Genome accounts. Make purchases with physical and virtual cards by linking your EUR account/other currency accounts to it. You only need to link your sole proprietor account to the card. Find out more details about special prices for Ukrainian entrepreneurs.